It can even vary from lender to lender.But another really popular one is the USDA loan.

I find that totally false in my opinion.The older demographic is the largest growing audience and most profitable on facebook.

Just to hear some different professional opinions here, what would be your next step if you want to grow but also reduce debt?

For several years, I have self-managed my growing portfolio.  

and to understand how they fit together in your toolbox, as none will give you everything (e.g, insurance is required and it will cover you for many situations, but not always; asset protection (LLC) is litigation insurance and complements regular insurance, by minimizing the target and making it unappealing).If you are a new investor, probably you will not have a lot of assets and/or equity to worry about (but even that is relative and subjective to each person tolerance to risk) so I would not worry about that till you pass that risk threshold (in my opinion 100K+ in equity, maybe 50K if you are really risk adverse) and you should be primarily concerned with finding good deals and growing your business first.

But maybe holding us back a little bit from really growing with now 1 duplex and 9 SFH’s.

I'm always looking for new partners in various metropolitan areas to grow our portfolio together.Happy house hunting!

Higher leverage adds risk but allows you to grow faster. 

When you hear the common person talking about how great an investment is, it is clearly hit the mass stage of popularity.

Thanks to @Matt Horton and his wife, we had a nice get together.I hope we continue to grow our group and help each other to prosper in our REI endeavors.