Also a lot of states are struggling with their pension programs  mine included. 

And ask the librarian about inter-library loan programs.

There are some programs that allow the PMI to be removed at a future point.  

Gary, I'll send you the program my flippers use. 

I heard MIT has an excellent Commercial RE program

Defrauding the government= fines and prisonFHA is securing the loan...not originating it.

In a training program I did I was taught to estimate costs at 50% of gross income when analyzing the financials, but after looking through dozens of marketing packages I have only found 3 where reported expenses even approach 40% and most are around 30% or closer to 20% of the operating income.

Unfortunately there is no individual or specific governing body in regards to property management in NY State so there are a lot of illegal companies pretending to be property managers and there are serious consequences for operating as a property manager without being properly licensed in NY.

Then create additional wetlands to the existing wetland using a team of Biologists and Ecologists, the newly developed wetland acreage can be used as government credits.

This causes issues when trying to use a VA loan, as some sellers don't like government backed lending.