(you might have to pay some closing costs unless they can roll them into the FHA loan).[2] A lender who will lend to you.[3] Acceptable lender credit.But job #1 is to stabilize yourself indoors, then get a second job and save up some emergency money so this is less likely to happen to in the future.If you get  a second job at a resturant --maybe you can eat for free there.If you are depressed--get some counseling....some place charge a sliding scale on what you can afford.This is just a skim over view on this stuff...It will probably take you a couple of years to get your act together to where you are comfortable buying..so in the mean time study.Good Luck!

Hire a professional photographer for pictures, find a good cleaning team and handyman, make sure you are comfortable with whatever management platform you will be using to communicate with everyone.

Generally speaking, I don't think you will find a lender that is considerably cheaper than another so I look for responsiveness and willingness to explain things so I'm comfortable with each step and I can prepare for what's coming.  

Don't get me wrong: Your agent should explain the terms and conditions and ensure you are comfortable with what you are signing, and they absolutely should make sure all parties understand the timelines, key dates, and deadlines. 

Speech and Communication Classes - These will help you become more comfortable with how to speak to people, whether it be another agent, builder, or client.

Mathematically it doesn't make sense to invest, however I am comfortable in this market and I know it very well.

@Jayden Boysun If you're comfortable with more debt, lock a low rate, cash-out ReFi, and park the cash in your bank.

That $380k down payment should comfortably be able to get you something grossing well north of  $100k in a good vacation market.

Test your contractors / handy people out on small jobs first, and ask pointed questions before assigning tasks to determine not only if they are "comfortable" doing the work, but ask: "How many times have you done this specific type of job, and can you show me pics of the end product?"

@Chelsea Monk, cute analogy about supplying drywall, but I've never seen drywall choke a small child, so let's not compare the two.