Compliance with all applicable laws and regulations is crucial to ensure that you are conducting business ethically and legally within your jurisdiction.

I find it a little ironic that one of the most discussed strategies on BP to find deals is to put together (even purchase) a mailing list of owners and conduct a direct marketing campaign via mail.

Please check the forums for other postings, as I am pretty sure I have seen some good standardized replies that make sure you don't accidentally/unknowingly violate any fair housing laws during your denial.Good luck and thanks for being thoughtful about your business conduct.

Make sure to build in a buffer for unexpected expenses or market fluctuations.Consider conducting a market analysis to ensure your projected sale prices align with current market trends in the Niagara Region.Timeline:Your estimated timeline of 12-15 months sounds reasonable, but it's essential to factor in potential delays such as weather, regulatory approvals, or unforeseen construction issues.Legal and Zoning Considerations:Given the change in land use (from a single vacant lot to multiple building lots), it's crucial to understand and comply with local zoning regulations.

Inspection came back with minor cosmetic repairs and appraisal was conducted today.

They usually remain aware of the trend by conducting their annual audits on your property/loan, assuming the PnL you provide is accurate.

Conduct a home inspection (who pays for the home inspection, the wholesaler, or the end buyers?)

According to an independent study conducted by the University of Tennessee in 2015, this helped add roughly $865M to the local economy since 2010.

Well, if you can conduct this transaction every 3 months, the lender will make a lot more money than they would if you only do this once every year. 

Many also overlook the business side of leases--when and how can and should landlords or property managers charge tenants for hourly work--ranging from "irresponsible conduct" when a tenant causes damage to the unit and it needs to be repaired during the tenancy (tenant clogged plumbing with food), to hourly charges upon move out beyond normal wear and tear.