I have excellent credit score and the unit has solid cash flows.  

I'm a little hesitant on doing so because I wanted to try applying with other lenders at the same time since they do credit score checks.

Hard money lenders – Best for novices or borrowers with a bad credit scorePrivate money lenders – Best for novices or borrowers with a bad credit scoreBank financing – Best for experienced flippers who have a great credit score, capital on hand, and significant collateral.

I just started working with a company who can obtain unsecured loans based on your credit scores.  

In the case of a verbal lease, well then it's your word against the tenant's.I'd highly recommend seeking the input of a real estate attorney, but if you're using a FAR-BAR lease, the newer version makes it clear that the tenant is responsible for the entire lease amount, unless the property owner allows for a buy-out (typically two months advance rent to cancel plus loss of security deposit).

Last I looked my credit score was around 815, with my wife's around the same.

Go to greatschools.org for ratings and test scores. 

Do they still look at your job and income and credit score?

I use cozy.co currently - I wonder if they offer a similar credit-reporting service.I do agree on the credit score front.

I do believe that if your taxes will show your annual income, your employer has remained the same, you have that nice reserve of cash and your scores are excellent you will have no problem obtaining a loan.