Sad commentary on the state of our rental stock in those areas..

Jay and Chris are right but sadly you won't get compensated for your time and aggrivation. 

That video is insane - how sad.

Freddie, for example, recently increased its DTI ratio to 50%:http://fanniemae.com/resources/file/credit-risk/pd...Maybe you can find a different lender.The most important thing that I can share is to remember that your loan officer may (1) not be aware of all the latest rules/guidelines (and this may, sadly, apply to the underwriter, also,) and (2) may have overlooked something important in your submitted docs.  

It is extremely sad every time something like this happens and my heart goes out to all the victims.

It's sad but people are being taken every day.

Inviting strangers with problem properties to call you means that the lonely and crazy and irrational and angry (every variation of "sad") have your phone number and an invitation to call.

Sadly, despite what the gurus and late night infomercials might tell you, you aren't likely to make money in real estate without some money -- or lots of time and patience -- to begin with.I'm new to direct marketing, and there are hundreds of different things I want and need to try before I determine what my response rate and conversion rate likely are.For example, different sized envelopes/paper, color vs b/w, handwritten vs typed vs combination, biz card or no biz card, URL or just phone number, 100 different varieties of text/length of text/marketing angle, different color envelopes/paper, return address label on the front of the envelope or back, etc.I'll probably send 100,000 pieces before I know what works pretty well versus what doesn't work very well.

Really sad.

So are oil and gas ventures and businesses that you own but do not run or manage.If you think that CD's are passive and are a means to financial freedom, you are sadly mistaken.