(Mental health issues have been identified from tenant's sister). 

I expect the children didn't attend school, the signs were there, but in America we don't have a good system for keeping people with mental health struggles on track.

With the skill set and right mentality, I do think value add opportunities are out there whether it be in Albany or Troy.

Andrew sir, I'd have to say it's just not worth the few hundred dollars a month you may benefit from renting out another room - morally, legally and mentally should something go wrong. 

Coupled with not being licensed it creates an aggressive mentality towards representing a deal better than it really is.

I got that never settled, always looking for more mentality, so i'm trying to learn every avenue firsthand.

One will show up and you want to be prepared financially and mentally when it does. 

If the $100 reduction significantly affects your bottom line or puts you in a financially precarious position, you may need to weigh the importance of tenant retention against your own financial stability.Ultimately, it's important to evaluate the specific circumstances and prioritize what is most valuable to you as a landlord.

However not being educated on this matter can cause you to waste a lot of mental and emotional capital when looking for homes.

I have some ambitions that some might consider lofty, but I've finally snapped out of the rat race mentality, and did so at the ripe age of 39...