One of the biggest STR insurance companies in this area is Fudge Insurance , and they always have had the option for my clients.  

With residential properties and hard money lenders, they will usually have an option for financing the property's renovations as well.There are a couple of caveats: first, most lenders will require a property down payment.

You have 4 options...1.

Loan options depend on whether you live in the U.S., live elsewhere, have U.S. credit or visa.

Also, have to investigated financing options?

This would mean that offers of broker compensation could not be communicated via the MLS, but they could continue to be an option consumers can pursue off-MLS through negotiation and consultation with real estate professionals 

My other option is simply getting a full time job during my last 2 years of college, either at a bank or a similar institution.

My question is, if we decided to do the second option, how would that work?

But at this point have to consider all options.

Hello Rahul, When it comes to DSCR loans for STRs, there's a variety of options available.