@Sue Deng  please take no offense.. however If you do not even understand this basic question.. and folks in foreclosure are under EXTREME duress and stress how is someone like you remotely going to help them.. other than for your own self serving gratification.to come on BP and ask this question just floors me personally.. the blind leading the desperate and this usually leads to those your trying to rip equity form to end up just losing their house. 

I got a major equity stake and was president.. ran that for 6 years.. 50 million HML in Bay area.disaster struck in 1989 to 1990  and I sold out in 1992  remember earth quake and war.Bay area took a huge hit then.I then through a sheer luck.. met my future bizz partner around the pool in Maui.. and I got in the timber business in Oregon I lived in Napa valley and commuted form 92 to 2001.. that was a GREAT run and one of the best business I have ever done.went into buying foreclosure in Oregon in 2001 it got uber competitive when trustee info become available on the net.. moved those funds back to HML  ( in those day I just wrote a letter ot the state and got a Mortgage bankers license no test required)  ran that company up to 35 to 40 million then got my postier handed to me in 2008 to 2010 and then put together a company to buy distressed assets.. ran that up to 350 homes form 2010 to 2013 got bought out and had a nice liquidity event.. now I just build houses in Oregon and Charleston and do JV deals with folks in 12 states.

Folks like @Karen Margrave and others have found ways to make it work.But until we tackle the density and entitlement issues, we can continue to look for rising values and declining affordability.A bit of a long answer, but hopefully helpful to you and others who may across this thread.

Why should folks look to you? 

If you'd like to contact me I can provide you with some resources to accelerate your planning and training; these are folks who have been there, done that and can insure that you are prepared to tackle the business well.KC

I'd read some of the posts where some folks reacted negatively... so I tried to not sound too aggressive.  

I just need folks with experience to weigh in.  

Its a great site and folks are willing to help.

Hey Folks,i am looking for a free (ideally) or cheap CRM system that integrates with outlook.  

Folks,I am currently searching for a Property Management Company in Amarillo, TX.