After that, I wanted to leave a legacy for grand kids with self sustaining R.E. to have funds available in a Trust.It is time to fine tune and secure the financial situation for long term purposes.

Later, when he starts asking how he could have avoided that bombshell, to research the payoff, its all "oops... sorry kid, no one gives that out anymore."

Not keeping me away.. ...But for my grand kids I am buying them property on the east side of the Cascades  LOL.I don't think global warming will affect me in my life time but future generations if it happens will for sure.and if it means building walls then we will have to divert money from the military to build them I suspect as they would be the massive flood projects like were done in the early part of 1900's  IE the missisippi river deltas...

May be Sacramento midtown is turning into Walnut creek / Rocklin, new money families or rich dad kids are moving in?

Tell no one who knows her or your kids.

My property manager rented my unit to two kids that do not work and have no rental history.

Best wishes to you :)  James,That was more-or-less the aim of my original post - no junkers, but not too fancy ... the exception being if your are selling pretty houses to Dick & Jane who may be influenced by a nicer ride.BTW:  I'll often use a young realtor (22yr old kid) as they can often be trained to step out of the way for negotiations.

Just kidding, kind of.

I thought I would provide and update, as some time has passed.I sat on this deal for a while and some other stuff came up in my life (had a kid, moved, etc), so I was a little distracted.  

My wife will be quitting her full time job to manage our rental properties and stay home with the kids.