Before using this method, check with CA laws governing the transfer of ownership.

You sound like the poster child for the "Making Home Affordable" Program that the government has instituted.

:D Between the crime, tanking manufacturing, mismanaged local and state governments and massive exodus of people out of the area I think we are in for a long haul!

A government official, a bank, a title agency, an individual?

I have to blame part of this mess on the Government and the loan mod companies.

Example 3: Is it really unbelievable that the government has a major influence on media outlets?

If you have not yet made it extremely clear to the government where you personally stand on the economy and how you think they need to respond, and what they should and should not do...what are you waiting for?

They get bonuses from the government when they are successful.Before this act, I have successfully worked with homeowners that were exactly in your situation...

Appreciation will only feed you if you sell and then the government will take their portion (which is getting larger every day).Good Luck,Mike

The article also says "Officials say such operations almost always are fraudulent, and that help is available for free from government-approved housing counselors."