I was in school to become an architect and was somewhat handy so o helped her out a lot with repairs.

lol  I have yet to go to one (went to o signup and it was already sold out.  

@Alex Fredette  Essentially it says what I wrote in the first reply, but it's from the FHA news blog.http://www.fhanewsblog.com/2011/05/fha-loans-non-o...FHA requirements state “If the LTV exceeds 75%, a mortgage with non-occupying borrower(s) is limited to a one-unit property.”

@Joshua Velte I don't think BWI is associated with BP, but @Sekelle O. you can alway go to BWI meet-up , it is pretty good ( I liked the big one, not the network one)

Our land zoning classification is "O-S" Open Space.

If you do, please send me a private message.  Thanks.  

Find someone in your market who does lease/option (L/O) well and find out where they got their paperwork.

That's about right for a 85% LTV LPMI 15YF n/o/o, which is rarely done (good on your LO for scratching your itch, and being one of the 1% that is REI friendly!) 

I'm just getting ready - 3 units ready by this weekend - and I've bought one of these for each bedroom. https://www.amazon.com/gp/product/B017XR0XWC/ref=o...Everyone travels with their laptop and even if there's a desk in the house, only one person can use it.

H/o @Katie Pratt Gets Everything over opening bid as long as there are no junior loans.