If I send a text message (or email) and request a confirmation, then a sketchy tenant (whose unit I would like inspect above all others) will ignore the request, causing me a dilemma of not being able to proceed with my inspection as planned. 

In my book, that's no harm, no foul, and non-discriminatory. 

Maybe this could cause a fall in prices for investments in NY... time will tell. 

There are a lot more moving pieces when you do a full gut rehab that can cause unknown costs and problems, while a more moderate rehab can be more predictable.

Layoffs will cause some fallout, but we wont see that for 12 to 18 months and the federal gov will do what it can to keep the numbers small.

Claiming the water from the downspout is causing foundation damage on their home.

The initial problems started in the bond market, but were caused in large part by regulators constantly referring to mortgage backed securities as "toxic assets".

I have looked into getting non-conforming use permits, conditional use permits, zoning use variance requests, etc. but this process could still be very lengthy and I'm afraid this will open a can of worms that will cause the county to further look into it and raise more issues.My main concern/worry is that when it comes time to refinance the property after the (minor) rehab has been done, lenders may not finance the property on a long-term loan due to a non-conforming use of the property.

We are sending an email to all our tenants to address any job layoffs or lack of funds caused by this outbreak.  

There is also the cause for concern of a significant influx of inventory ie.