The other is telling me to put in the kitchen cabinets first and cut the floors around the cabinets. 

She had also given us a reference letter just a month before leaving and we have our previous landorlds reference letter too stating we take great care of the house.

The fees generally cut out most of your cash flow and some don't even allow rentals.

Vet your prospective tenants more carefully!

With simply adding a wall in one bedroom then cutting out a door in the hallway would add a bedroom for us (somehow sticking a closet in there).

I thought this issue was resolved it is not resolved now I had to have a wall rebuilt that was ate up with mold luckily I have caught the water early this time and cut the drywall back so the only mold food is the bottom wood beam. 

After putting a lot of thought into it, I have decided to cut my hours down at my W2 job and take the leap!

will the realtor cut me a check or will the mortgage company cut me a check who and how do i get paid ??

I also have a lender in the 7%-9%-range for commercial properties where they don't look at income or taxes and frankly don't care about the cash-flow if the loan amount is under $500k.Some will have balloon payments, others won't.

It was in a good area and that’s what I cared about most initially.