I guess the smaller guys are lying or don't have insurance.

I guess the smaller guys are lying or don't have insurance.

It's not a bad idea to flip a house that you don't live in, while you continue to rent.Another option would be to use "house hacking" - buy the house with a standard or FHA mortgage, live there while you make improvements, and sell ASAP after completion.

We are currently looking for a good buyers agent, an insurance company that can do both the companies insurance as well as builders risk and vacant home insurance and an accountant that not only works with but is a real estate investor. 

Hi DFW BP,I am looking for a good guide for trying to figure out insurance cost.  

It's more of partnership than your standard lender-investor relationship. 

You can always refi if it appreciates or you recapture the principle to the standard 75% or 80% LTV. 

Ive received leads for insurance and title companies that I will be calling today but I'm not completely sure what questions I should ask.

Right after you close get an insurance policy that protects you if there is a loss.  

Don’t forget, some properties need lawn care, or snow removal, or insurance is more than double, or the house is brand new, or it’s 120 years old.