Sears, Apple, Comcast, Coca-Cola, etc all have complaints and the complainer thinks he or she is right all the time.

Warren to Benjamin is apples to orange to the average guy and Benjamin.

But Call Rail's $30 product mentioned above is not an apples to apples comparison.

Good warning - there is a lot of variability out there with hard money lenders (and by that I mean that a lot of scammers/bad apples out there), quick perusal of their website shows no google reviews and their social buttons (facebook, twitter) were dead links - IMO in this day and age you should never go with a lender that doesn't have a rock solid reputation and track record that can be confirmed with a 5-minute google search and perusal

FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHuntington MI 75% LTV 5 yr IO product available.

And, FYI, simply doing the screening makes most bad apples self-select out, so you don't have to deal with them. 

The MTM contract gives YOU flexibility to part ways if it's not working out, like in cases where you have a bad apple that is driving all the other good tenants out. 

It's a landlord-friendly state, low property taxes, and is getting massive tech job growth from Tesla, Apple, Google, and the like.

If you are going to invest in this market you'll need to learn what is what as I see out of state investors get screwed over all the time because they end up comparing apples to oranges by mistake.To give yourself a feel for the market I recommend checking out The Ultimate Guide to Grading Cleveland Neighborhoods before buying anything from Zillow or Trulia or something like that. 

I'm not talking about an apple, but rather Pep O Mint lifesavers, Or something like that.