One thing to know is that second home equity loan money is deposited into your bank account you are making payments on the loan weather you are using it or not.unlike the hELOC where if you don't end up using it your not making payments. .

In this case the CA Residential Code says (R703.1.1) "The exterior wall envelope shall be designed and constructed in a manner that prevents the accumulation of water within the wall assembly by providing a water-resistant barrier behind the exterior veneer" (https://codes.iccsafe.org/public/document/details/toc/1005)This section means that as a designer (and contractor) we must ensure that the building envelope can resist water if the exterior cladding (rain-screen) is damaged.

Thank you for bringing some warmer weather!!

Raleigh and the other southern choices have better weather too!

Lot's of good advice, especially about investing in yourself and education.Just curious have any of you heard of Ray Dalio's "All Weather Plan"?

Anyone can fly a plane strait and level in good clear weather.

But I could also leave it open for now until about 3 months of hot desert weather has passed, at which point at which point I expect the hot desert sun and metal rods to have dissipated all the water, then put the cap on.

And if there’s inclement weather you’d better hope you have a robust battery.

This would allow you to have a coordinated and agreed-upon set of dates in case of inclement weather.

We don't deal with much snow or cold weather