Talk to some lenders about HELOC opportunities.

You're basically asking for an unsecured line of credit, which you'd only get if you have an established business with a strong balance sheet in the US (and you already do business with the lender).Add 1 and 2 and it sounds like mission impossible to me.

Would love to connect with investors, lenders, agents, and property managers from the Faribanks/North Pole areas if you're here!

The $78k value per unit and total value of $780,000 are well over many lenders' minimum requirements. 

Being that I own it outright, and only need $125k (budgeting for unknowns), not many hard money lenders have been overly interested.

My realtor linked me up with a lender and we applied for the VA loan for a 0 money down loan and we got into it for 3.875 APR, 30 year fixed for a total of $242, 548.

I am also looking for a VA lender to see what I generally prequalify for.

I'm in the position to apply(depending on lender DTI requirement) for conventional financing through the builder at <6% interest rate in this current market.

How will this affect myself and my siblin regarding the IRS in terms of gift of equity, etc.I have spoke with a couple lenders that really can't think outside the box, and don't know how to answer these questions.

If so, ask your lender if an letter from your employer stating you work remotely would suffice the deal.