If not will you have any positive cash flow after taking out all your expenses including insurance, taxes, etc?  

However, as long as the tenant buyer remains in the house, that means positive cash flow.

I found your other post and the average rehab cost to get a property back on the market was very helpful as well ($1400 every 18 months is pretty close to my estimate of 2% of property cost at $980 per year so I’m glad I’m in the ballpark).Let me ask you both, at some point purchasing for buy and hold in this area would be worth it (at an extreme example, any of us would pull the trigger if it only cost $1), so what would it take to make this deal look positive in your books?

I would like some feedback from you all so that I can start off on the right foot.

The good have been well behaved, quiet, and a positive experience in the unit.  

HELOC can free up the additional 10-15%, but comes with a price (fees, higher rate, higher risk).It may take a while to save another down payment on annual positive cash flow from 1 property, depending on your numbers.  

Seller financing isn't always a good option because banks specifically forbid it, because the buyer has to take a deed transfer and that would cause a lien position loss on their end. 

Thank you everyone for such immediate and valuable feedback!

Feedback is greatly appreciated !

The difference can be significant- it certainly has been in San Francisco.2- as for gentrification itself, the irony is not lost on me that a well educated African American woman should not improve a neighborhood:)  you can think of yourself as a positive example for an impoverished community.