Your best bet might be an HML against your second home, which I assume is rented, if the cash flow is adequate.www.thenorrisgroup.com offers a 9.9% rental refinance over five years that might be helpful for you.

If you want the content, you can pick up the ebook or physical copies here.

Your bet would be on the appreciation (as you invest in stocks).

If I was you I would try and find a duplex or 4plex.Yes the MLS is your best bet.

However, tenant agrees landlord is not responsible for tenant's financial or physical loss of food, meals, preparation or cleaning time, and landlord is not liable to replace any food or other product lost by tenant due to spoilage, lack of heating or cooling or any other reason or circumstance.

If you find other instances, I bet you can get the D.A. interested.

I bet you can still find some deals.

In fact, if you sat down with them, I would bet they can put an incredibly precise definition on what they are interested in buying and what they aren't interested in buying.

Let's see, if I need surgery, who should I have do it, the EMT ambulance driver, the nurse in physical therapy or the surgeon, all having equal experience in what they do?

A Cyclical market is subject to much wider swings in pricing.Example: I would bet dollars to donuts the rural markets and places like Topeka Kansas saw some effect from the national run up in home prices before the sub-prime but never the same wide swings that Florida and California saw.The big advantage of a linear market is much less downside price risk.The cyclical market on the other hand IF...IF you can time it right will yield nice capital appreciation but of course has higher down side risk.