Let's hop on a phone call and go over all your questions in detail! 

Landlords in NJ are required to have their rental properties built prior to 1978 inspected for lead based paint  by July 22, 2024 per a Phil Murphy signed law in 2021. 

But it is a risk-based approach.

Consider establishing "office hours" and activate the Do Not Disturb mode on your phone during that time.

If you would not live in the property, it is hard to get good tenants that would so your vacancy and bad debt will be higher than expected (costing you money).I'd be happy to have a phone call with you. 

Title underwriters generally will not insure interests based on a tax deed without a quiet title suit against interested parties because of the difficulties in confirming proper service on interested parties. 

Hi Elyse, I'm an investor and agent based in Miami.

Generally it's based on the city, but you'll want to check both city and county. 

Hi Austin,Insurance business is complex, and I wouldn't rely in an agent that is asking you to leave things "as is".In my case, what worked is to build relationship with at least 3 to 4 agents, so I can easily email my portfolio and they quote me based on that.

Found the link below that is interesting and describes market-based pricing.