Currently, I am using my personal checking account to collect rentals.

Our focus is partnering with investors, and that's what we're personally doing in Waco. 

There may be a paywall here, if so, contact me and I will send you a PDF copy of the article.https://www.wsj.com/personal-finance/real-estate-landlord-in...

It always seemed like a not optimal way of creating incentives, loyalty, and good relationships with them in general. 

I don’t like large banks because they are less personal and personnel changes.

They fail to account for their personal time.

Personally, I am not a big fan of STR's although they may be fantastic in certain areas of the county.

I personally develop quite a bit in a neighborhood where the zonign laws are already quite prohibitive and to make matters worse, the community as a whole fights all housing from being built in the spirit of stopping gentrification.  

I started almost a year ago..its been a journey but no horror stories...yes drama but no horror...the person I was considering hiring to oversee the project decided to take the project on which was a dream come true...thx for your advice ..i did what you advised and then got lucky!

Access to an STR isn't essential, but helpful and bonus when it's personal usage time..- Insurability & Operations costs: Can be considerably lower (especially in comparison to CA) with most coastal regions there is much lower wildfire risk and the properties that are in flood zones, have surprisingly accessible and affordable policy costs.