Austin's got a diversified economy, a giant university (and numerous other nearby universities), good quality of life, and is a magnet for new and existing companies.

Account Closed I gotcha - thanks for the explanation. 

Actually there are numerous e-myth books for different types of businesses and professions.

I wonder if I can give that explanation to my mortgage, taxes, insurance and HOA fees.

There were numerous changes in Dodd-Frank which govern these and if they are not drafted correctly could end up unenforceable. 

Then one day the letter shows up in MY mailbox, with a sticker on the front that says Return to senderAttempted—not knownUnable to forwardReturn to senderThere are no spelling mistakes on the name and address I wrote so the only explanation is that whoever lives at that address isn’t her and they refused the letter.It’s been over a month since I received the letter back.

After numerous hours of reading and listening to podcast after podcast I am pulling the trigger on my first rental property. 

A lot of high utility bills have an explanation and a solution.

With numerous programs in place and three stimulus checks out to most people and huge amounts of extended and expanded unemployment being paid, it will be the rare tenant who was so poverty stricken they could not afford $100 for a partial rent payment on occasion even once over the past 12 months.However, if your local state, town, or judges are putting restrictions in place beyond the CDC moratorium, then that may not work, obviously.Bottom line: Get educated, act firmly, and stay in control!

Just my two cents.In regards, to your desired market -- I think Bayonne is very attractive for numerous reasons.