I mean the terms and math alone are enough to scare people away.

I don't plan on having much in the way of expenses either, I wont have a car payment and I'm planning on a monthly budget of roughly: 400 on gas and insurance, 200 health insurance, 500 on food, 100 phone, 500 for entertainment and any unexpected expenses.

People may be tempted by seeing your beautiful finishes at such a low price when they look at it online, but once they see the neighborhood in person they are getting scared away. 

https://www.housingwire.com/articles/49421-bill-eliminating-va-loan-cap-signed-into-lawThe Department of Veterans Affairs can now back loans that exceed the conforming loan limit, as a bill eliminating this cap was signed into law by President Donald Trump on Tuesday night.The Blue Water Navy Vietnam Veterans Act allows homebuyers to borrow above the 2019 limit of $484,350 for most counties without any down payment.[...]The move comes after a decades-long fight for veterans to receive health care benefits for diseases related to Agent Orange exposure, according to military.com, which said the bill will “fast-track disability compensation” for as many as 90,000 affected former service members.In an earlier draft of the bill, the cost of these benefits were to be financed by raising VA loan fees 0.35% to 0.5% for non-disabled veterans, according to military.com.But trade groups like the National Association of Realtors lobbied against such an increase, and lawmakers opted to raise the loan cap as a way to raise funds to support benefits instead.Huge for the San Francisco Bay Area, Oakland, DC, LA, San Diego, and other high cost areas of the country.

Think about what drove your last purchase: frugality, good value, status, art, compassion, health, comfort, athleticism, kindness, wealth, status, pursuit of wisdom, mastery, or achievement, whatever-- your TRUE values are always reflected in how you spend your money and your time.If you can figure out why you each make the choices you make regarding money and time, you'll be able to understand how you can invest in real estate AND meet both your own needs and your wifes' needs.

I was considering trying to get creative with a historic building but am scared of potential restrictions.  

It really helps me to understand the health of a business.

However, when i looked up the lien records, there’s a health care lien of $89k, dated from 2013.

It’s not beautiful at the moment, but certainly is livable, and I have flipped a couple houses and I build sets for commercial photo shoots so the rehab side doesn’t scare me.I am using an FHA loan to buy it, and I understand that there will probably be some issues with the property that will be flagged by an FHA inspection, and I am about to get an inspection of my own done tomorrow.I’m curious if there are any tactics or strategies to consider when negotiating work done or price changes based on issues that come up during inspection.

Hubby says they make enough money but just cant figure out how they get/got behind.. to me its basic math to others its a challenge and we know that 2 to 5% of borrowers are challenged this way and go into foreclosure for a myriad of reasons some is legit.. loss of job  health etc.. but many is just mis management of income to expenses.Consumer debt for these folks is what I came to believe is the real killer.. too easy to buy expensive cars too easy to buy motor homes and campers with the 20 year payments.. boats etc.. or just whipping the credit card out .. renters it seems are more human condition.. drugs alcohol  baby daddy broken family stuff .