I guess the construction material doesn't matter, but the thing is that ALL of the interior walls are literally just cinder block walls painted white (Like you'd see inside a high school).  

Because we don’t sell heating and weatherization equipment and materials, nor do we do the installation, we can give you an objective opinion about which energy-saving measures can, and those that probably won't, save you money.""

The strange thing is, I have requested any docs he has regarding this (marketing materials, FAQs, agreement template) and was told those don't exist.

and think of all the worst, divorces can force partition sales, so many external forces could effect your partners ability to contribute (as many when-if's you can think of)if the whole hing is really short term?

So for now I'm focused strictly on lipstick on a pig-type rehabs because of low inventory, scarce labor and high material costs.

I new the other material so well that I knew missing 5 math questions was no biggee... same with section and range questions..

The bathroom floor and part of the subfloor in the hall and kitchen would have to come-up; the wall between the bathroom and hallway and across the end of the hall would be going back to the studs; the common wall between this apartment and the adjacent unit would need to be brought up to current {fire} code; the ductwork for the HRV needed to be replaced; and three of the existing windows had broken thermo panes.We also planned to improve the energy efficiency of much of the envelope during this renovation - the amount would depend upon what we found behind the drywall.What we found:The damage to the subfloor on both levels was more extensive than forecasted and I wasted two weeks, and a few hundred dollars in materials, over the holidays in December trying to remove the smell of pet urine (ozone, enzymes, sealant, etc).  

This is really happening." moment.I'm a professional interior designer; I spend my days creating floor plans, material palettes, and custom fixtures for retail prototype stores.

@Jeff MikosYes, you have to take the class even if you have the materials or knowledge. 90 hours total, at least 15 of which need to be interactive (via Webinar or in person).I took my education through Chicago Real Estate School.

These are primarily our seller credibility brochure but being a tri-fold I thought I could mail them as well and see how that works.The dilemma is that I did not give adequate consideration to the disclosure requirement to disclose my wife's real estate license in the marketing materials.