How does a Mortgage Assumption work?  

Run some numbers (with assumptions)Student loan debt is 20k, so basically you have 20k to pay off the loans or invest.If you pay of the loan then you save 5-6 percent on 20kIf you invest then you leverage that 20k into a 100k property that will produce >5 percent on the 100k, not just the 20k.   

You don't need to share your knowledge or assumptions.  

If you guys agree with my assumption here..

Here if the commercial note/mortgage is assumable, the leases are solid, the business is performing, the buyer checks-out, the lender can be persuaded that an assumption is in their best interest.  

We just can't make blanket assumptions and are encouraged to give more thought and consideration than before.http://www.npr.org/2016/04/04/472929180/feds-denyi...

I would suggest that you familiarize yourself with the area so you can make better assumptions of what you want. 

@Xuan-Thy (XT) Bui All based on assumptions of course, but on a 35% down payment, my estimates have me coming in at a 10.4% COC return at a 7.2% cap rate.  

Unfortunately it is very easy to filter out and distinguish between the newbies and seasoned investors when looking at their offers and their unobtainable profit desires & assumptions 

The other 2 are up July of 2017.When I run the numbers through the calculator I get $674 cash flow, 9.59 CoC ROI and 8.8 purchase cap rate because the assumption by the calculator is I will be spending the $30K - $40K before leasing.Other assumptions are 5% vacancy (even though they really haven't had any vacancies so this goes towards turnovers); 5% repairs and maintenance because of the initial reserve (more in a bit); 10% cap ex; $200/mo insurance (maybe should be a bit more); actual taxes and 10% property maintenance.