However, never get offended and burn bridges.  

Anything below that will have to be bridge. 

You must have that money in cash to do the loan or get a bridge loan and pay that back out of the main loan(most won't like that idea.)  

I know one that does it as soon as 30 days but they would roll it into a Bridge, I’m not sure about 30 years yet.

For a primary residence you can get a non-owner occupied co-borrower to add income to the file. or, get a bridge loan (which we do) for 6 months so you can use the amended returns to refi at that point. or, of course pay down debt or put more down to have the debt to income ratio's with you current tax returns work. 

Have a 20 unit apartment complex I on a bridge loan which matures in December of this year.

From what I've been reading I will be wanting to get a bridge loan for this type of project, is this correct?

I'm also active on Social Media, Youtube and IG, networking and finding people to bridge a connection but is a great source for that. 

I have an point of contact with a HML at Sherman Bridge I can pass your information to if you want more information on terms/how the process works.

I worked in commercial bridge lending, for the City of Boston's BRA, residential re-developers, and, currently, for a regional management company overseeing apartment communities (700 units) and office buildings.