Also, I have no clue on how to invest out of state as well.I am excited to learn from everyone and just hope to be successful here!

The dangers of relying on getting your generic “what-if” questions answered here is that it has a high chance of being answered by someone (in another state) guessing what would occur.In CA (my state), mortgages are generally not callable merely on death of borrower.

Here’s a simplified breakdown:Lease Agreement: Since your buddy signed a 12-month lease in July '24, he is legally protected until the end of the lease term unless the lease has specific clauses allowing early termination under certain conditions.No New Lease Signed: Since no new lease was signed for the new home and no formal agreement was made, the original lease terms for the townhouse still apply.Landlord’s Request: If the landlord wants to break the lease or has changed their mind about the swap, they would typically need a valid reason, like a breach of lease terms, or might need to negotiate an agreement with your buddy (buy out)Legal Advice: Your buddy might consider consulting a local attorney or legal aid service for advice on his specific situation.

On a rant here, but State Farm cancelled my auto insurance in January due to "frequent claims". 

Have any investors here utilized such funding methods?

Here's your policy:

The repair was a big hit for me, and I am now tight on cash, as I just literally moved and my wife and I are expecting our first baby so I am doing what I can here. 

If you do that and share the results here, I think you'll have more members of the community happy to weigh in.

Hi I'm new here.

I'd be happy to chat about options here if you're interested.