Typically students are seeking housing before year begins (June-August) which typically lines up for active LTR season.

I'm currently living in California, which the living cost is extremely high, 3-bed townhome with good schools typically costs $900k, and I can't find anything with positive cash flow.

However, I have zero concerns about utilizing Baselane/Thread Bank for my personal needs.Just an FYI, Blue Ridge Bank isn’t the bank utilized by Baselane now… 

Make sure you know the value the ADU will add to the property before building the ADU. 2) The financing on an ADU is typically far worse than for initial investment property acquisition or is often not leveraged (HELOC, cash out refi, etc).

Typical first batch of the loan comes within 3 weeks and it is approximately $30,000-100,000, the next batch comes 4 months after and so on and so forth.

(Typically 25x annual expenses)

Cash out is typically going to max at 75%.

These are great tools to utilize and find like-minded people in the industry.

Typical rates are 8-12% of income either monthly or yearly depending on manager.

Government and non-profit organizations are reliable payers because they're accountable for allocated funds, often with strict deadlines to utilize budgets.