Another option is to go over the existing siding with another material however you will, or should, disclose this when it is time to sell. 

They are like pop-up dialog boxes but you can't click X in the corner to make them go away.Enjoy the seminar, learn what you can, go home and check eBay, Craigslist, etc for those deeply discounted materials mentioned. 

Make sure materials that they supply or get are actually equal or lesser value of what you can get at the store. 4.

It depends on the type of material and the type of crack/settling to determine whether it should be address or not.

It would be tantamount to committing fraud, as it's a material misrepresentation.

Someone who is a professional should have enough credit or working capital to pay their help and for the materials until the job is complete.Second, use someone who specializes in a particular trade.

It may be the kind of thing they don't usually do, but if they're on site with all the materials anyway they may be willing to do it at the same reduced rate they do the other work.Usually their proposals are about half the cost if you hired someone to do it separately, because they get state money. 

I asked a question and she was able to answer the question and went to someone to get answers she did not have.I think QuestIRA was offering no account fee set up but that may have been a promotion as they had fees when I looked them over.I have a traditional-Ira and a ROTH-Ira and the ROTH has the same guidelines as any other wherein you can contribute up to the IRS mandated amount per year.

Find out what was sale price before & after, look up what additions were added, what materials were used, what construction company did the work and how long it took.

I would need to partner with someone who could get the mortgage and I would handle material and labor costs for properties.