Sure HML are a proven solution as numerous BP members here can attest but it needs to be part of a plan with a workable exit strategy.

Wholesaling is quite rewarding based off of research and podcasts I tune into, however just want to see if anyone in this market has suggestions. 

I know there are numerous tools in the tool box, but in order to win over my competitors, I’d like to offer a cash purchase (approximately $100k) and fast close.

You could also attend your next local meet-up and grab some brokerage business cards.Here's the link:https://www.meetup.com/topics/real-estate-investor...Your nervous and excited at the same time with numerous questions including training.Congratulations @Saami Siddiqui

The risk ($240k loan) is out of proportion to the reward (cash flow).B).

So I decided I would list it as a wholesale deal online and entertain offers that would make me want to part with it earlier and let someone else do the work and reap the rewards.

With respect to tur(n)key properties, I was considering them but I personally feel they are just set up for lazy (or in your case, unable to access the market) people who want to throw money at others in the hopes of getting strong rewards.

I'd say the effort/reward ratio is heavily in my favor with this practice.

There are numerous significant red flags here; Financials, title, rent roll etc. 

This helps address exactly what you seem to be worried about – that the folks investing the capital are getting adequate reward for the risk they're taking.As to your specific questions:1) No, I don't think it's selfish.