If anyone has any leads or contacts on lenders that specialize in land loans or FHA construction loans that would be great!

However, we have a long-term plan to accumulate more than 10 properties and want to be strategic in the way we structure which one of us is on each of our loans now so that we can max out at 20 Fannie/Freddie loans in our individual names. 

Aim for places where you make more money than you spend on things like loan payments, taxes, insurance, upkeep, and paying someone to manage the property.

What is the actual loan scenario looking like ?

If that doesn't work, they need to escavate and replace the line; the escuvation equipment, labor, etc. will run you a decent amount as well. 

It's the same work to do a $55K loan as a $500K loan so the fees will be higher due to the loan amount but will still be much lower than what a lender or broker gets paid on a higher loan amount.

The same listing can go from a great cash flow on day one to negative cash flow based on how the buyer plans to finance it (conventional investor loan with 25% down, FHA 3% down house hacker, cash, etc).

Response to #3: Ideally you run it through the new LLC but for the purposes of the loan, it may not be required.

In the portal (they're using Buildium) we have a breakdown of the labor and smoke alarm costs, but there are no receipts attached.

For the right deal in your experiences would a bank be subject not to loan me money on it?