If you send me your spreadsheet and give me that info, I can get that to work for you.Call it a gift from your fellow BPer..... 

You can also gift stock to family members or donate appreciate stock to charity.

The first step is to save for a down payment or have your family that talked you out of it give you a gift or a loan.

They will refuse of course but you can use it as an excuse to see if they will be gone in time.Take them a little gift basket or a bottle of wine to keep them happy.

Below you'll find a link to a brief 4-question survey that I hope you'll stop and take 5 minutes to fill out.We will pick one respondent at random and give them a $50 Home Depot Gift Card -- you do need to have filled in the survey completely for a chance to win.Take the Survey Now!

I found an deal that I want to make an offer on but I need to let gift funds settle for 60 days for a conventional 30 year loan in order to let the funds season, since underwriting needs to see two months of bank statements with no major deposits or withdrawals for an investment property.

The event is sponsored by payment processors (ACH, credit cards, debit cards, gift cards), and they are looking for new ways these services can be used.For example, by working with the credit card transaction processors, we can do things like have budgets setup by category, and have transactions rejected if they go over that budget. 

We use every little bit of non-assigned money, such as tax returns, a work bonus, extra travel pay, gifts from family...we don't blow it.  

In this case, family members can "gift" you cash to put toward a purchase.

That's large enough that the $14K/year IRS gift exclusion is an issue, and obviously we would prefer to arrange this so that there are no taxes paid.