Smart folks know to stay out of crowded trades, and perhaps even look to short them.I see the same thing in RE investing, or really anywhere else.

My concern is what will happen to my future insurability or insurance cost increases if I go this route.

Check with a RE attorney, but I've always heard that if it was existing it is grandfathered in - as far as the Code is concerned - Liability I'm not sure. probably not.....

The problem is now resolved but I don't want to have to deal with it for my future properties. 

The agent told me that Tower Hill (the insurance company) can’t adjust the occupancy status and that I’d have to rewrite a new policy for occupancy.

Given your time constraints, you'll want to spend a lot of upfront time figuring this all out, to avoid even more time spent in the future trying to fix a mess if you choose the wrong people to deal with:)PM us if you'd like to discuss more about doing this the right way.

And a tax write-off. 

I can't read the text (hence audible) and am getting thrown off by a calculation made in Chapter 7 min 33:45(audible), Chapter 5 (hard copy)2000/300,000 = 1.5% BUT 2000/300,000 really = .0066667After re-listening to it, I just figured that he meant to say it the other way around: 300000/2000 = 1.5%It's in reference to the 2% rule if that helps you find it. 

This is more for future financial planning, but it will incorporate REI for the meantime.

Re: PriceLabs, have you tried messing with the Demand Factor setting in the Advanced Customizations section?