@Brandon RibeiroI get it jump in 100%...when I first started we were fostering 9 kids had three of our own...

-for W2 employees the bank basically takes their gross monthly income, they cut it in half and then half the monthly income has to cover the monthly bills on the credit report, and the new payment.So getting approved for a mortgage is all about fitting a payment into your budget and then that payment will translate to a loan amountThis is in just simple terms, For self employed people the bank goes off the net on your tax returns (averages it over 2 years) and then find the average monthly net income and then that is the income used to qualifyBut because of covid, the bank for self employed people are requiring a year to date P&L, then they will use the income made this year to determine what you can use to qualify with. 

Hospital workers, and other essential services, retired folks who also have a pension, employees who can work from home, many government employees.

With a solo 401(k), you are allowed to make contributions in the role of employee and the role of employer.

You foster those relationships and eventually it may go somewhere.

Currently W2 employee.

Thanks Suzie, As a Federal Employee, I planned on using a loan from my TSP (like a 401K).

High taxes, heavily restricted due to COVID which is killing jobs and small businesses, employees can work from home, students can learn from home, riots and looting, increased crime, and more.

If you have questions directly related to the 1031 process or what you can and cannot do, @Dave Foster is very knowledgeable and a great resource.

@Dave Foster,Can an LLC borrow from the personal Heloc and use the funds to fix the house.