Whilst investing,' nationwide...')I am VERY AGAINST their usury- centric 'SYSTEM' of ILLUSION... debt, death and taxes... and my own opinion is that one should currently be acquiring properties in an IRA and in 'trust,' so there are NO TAXES TO PAY until your 'heirs' have to deal with it.

Work with an attorney who can detail what will happen to your investments and who will inherit them at the time of your death.

Maybe get PC 7000 Deeds from each, too.Get a certified death cert from seller because it will be easier for her to obtain than you.Get signed lender's authorization and release from spousePossible plays:Delay sale long enough to record deedsOr, encumber and apply for surplusIf you are uncertain about how to monetize this opportunity, go to the green box on the bottom of my home page.

I am currently running the Same Day Surgery Clinic at a Militaryhospital.My Real Estate Experience Level:I started off in September 2013 by going to a FortuneBuilders 3 day Seminar, I was hooked after the 3rd day of death by powerpoint.

A life estate conveys no ownership of a property, only possession, which terminates upon death of the life estate tenant  There is nothing to revert back to the Mother.  

During tough economic times, lower date of death property values permit many CA estates to be administered as summary probates, currently <$150,000. 

Even if something is legal to create, who is going to enforce it - especially if the initial party that thought the restriction was important is no longer around (death or dissolution)...pretty clear with an HOA, less so with a one-off property.  

These are 20+ year old grade B properties,cosmetically  renovated and have been looked at owner occupants and been nit picked to death.  

https://www.biggerpockets.com/renewsblog/2015/05/06/2rule-die-horrible-death/

Recession- deaths, moving, divorce, fires, water damage, buying/selling, updates.