If you are prepared to take that much risk with a partner I would say  take LUCK off the table and go for it. 

The issue I have is that I have some credit card debt thats holding me back making it very hard to save for capital for a down payment.

Are YOU prepared to pay all her bills until she passes?

@Athena Lei The money judgement will stick on their credit report.

If I own the pharmacy, I have:Rent - a premium, high-rent payer,Credit – tenant has great credit,Building - vertical improvements in the form of the building,Site Improvements - in the form of a parking lot, curbing, storm controls, etc,Zoning – I own real estate zoned for a broad variety of commercial uses, andReal Estate - I have a great piece of underlying ground on the hard corner of a signalized intersection with the highest traffic counts in the area.There is a market for this type of product.

Laying out an effective tax strategy involves a lot of work at this level, so just be prepared for this to not be quick and easy.I'd start by first having a meeting with your current adviser and ask them to explain their current advice.  

I have not even reached a point where i can put an offer on something and gotten out bid ( am am expecting that will happen often and am prepared for that). 

I don't even have a credit card yet, but I probably should to start building credit.

Glad you are preparing for life after the NFL, as so many athletes do not do so.

Hi Guys,I've finally gotten my credit fixed.