Hey Dillon, You might have a hard time qualifying for conventional financing on your own with just a part time job.

@Gregory Cottarel is this a conventional Fannie/Freddie backed mortgage?

Current mortgage is a VA loan and I don’t know what’s more beneficial; converting the current loan to a conventional loan and re-use a VA loan to buy another property or refi and pull cash out to buy another property.

But looks like I could also just raise an offer with conventional loan by 3K to achieve the some other kind of an advantage but saving a lot of time having to refinance later...

(Part of me doesn't want the hassle of being a landlord)Bought for $128,000 back in 2018 and used conventional financing at 5% from what I could remember with down payment and closing costs it was about $12k or so. 

They are looking for a short term loan, likely a hard money loan, in order to establish income verification documents and refi for a conventional mortgage.

Conventional loan, 10 year term, 4.625%; $30k invested; ~$75k equity Property 2.

I acquired my properties conventionally and have noticed how much money I have left in those deals so far which I guess is the mistakes someone just starting out makes.

Is it too late to shop around for mortgage rates (20 year conventional/ 20% down)? 

Most people use conventional financing - i.e., a mortgage - to buy their primary residence, and so a "cash" purchase of an investment property seems a lot different.