I don't know of any insurance company that will compensate you for a bad tenant.Contact the tenant with an itemized list of charges and demand payment in full within 30 days or that they submit a payment plan with the entire amount paid off in 6 - 12 months.

We would live in it for 6 months then house hack at a new place charging at least $600 for the second side. 

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

If you are buying it right you can get a hard money loan, do all the rehab, then move it to a conventional loan. 

Martin,First on a private adjuster, remember most of them charge a percentage of the claim so unless they get you more than you would have on your own, you will net less. 

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

In need of suggestions for General Contractors, Realtors, Wholesalers, Lenders (Hard/Conventional), Attorneys (RE/Contract), and Meet Up groups in the west Georgia area. 

If the lender doesn't have any internal overlays (and you qualify) you might even be able to get conventional 30 yr fixed.

It is zoned as a single family and it was previously under contract before it fell through because the appraisal did not go through for a conventIonal loan since it is split up as a duplex.

They charge $90 per property and seem to do quite a lot of properties.