Hello BP peopleI find myself at on the fence, I have a owner occupied triplex in Venice CA I have owned this since 1995 the property has appreciated a lot looking at about a sale of 2.2 million My problem is that I can't get a REFI based on my debt to loan, it's 80% even though my income on the property supports the new loan the bank is looking at my personal income only, I have tried for 3 years to try and get my first and second combined $720k I also have a large CC debt on the side.

Hello BP peopleI find myself on the fence, I have a owner occupied triplex in Venice CA I have owned this since 1995 the property has appreciated a lot looking at about a sale of 2.2 million My problem is that I can't get a REFI based on my debt to loan, it's 80% even though my income on the property supports the new loan the bank is looking at my personal income only, I have tried for 3 years to try and get my first and second combined $720k I also have a large CC debt on the side.

Hello BP peopleI find myself on the fence, I have a owner occupied triplex in Venice CA I have owned this since 1995 the property has appreciated a lot looking at about a sale of 2.2 million My problem is that I can't get a REFI based on my debt to loan, it's 80% even though my income on the property supports the new loan the bank is looking at my personal income only, I have tried for 3 years to try and get my first and second combined $720k I also have a large CC debt on the side.

I often browse the site and post from my windows phone, a few weeks ago the @ mentions stopped functioning from the device.  

The goal statements themselves are quite detailed but I will spare you the details and just give you the high level summary: Our 5 year goal is to have a combined Real Estate net worth of $1.5M+ through B&H multi-family residential and commercial investments.

If you combine your income with your mother's income would that make obtaining a duplex or triplex or a quad more doable?

Both of these properties were done with a combination of private money and commercial notes, not hard money.  

This is our first time doing an FHA 203K we are not doing any updates to the kitchen nor the bathroom just making sure the house is functioning running new electrical wire, repairing plumbing, back stairs, doors, few windows, painting, roofs, garage doors, finishing wood floors, and cleaning.  

Some counties in our state, including yours Alexandra, do offer a search function where you can find just the delinquent records, filtered by tax year and amount owed.  

To find other users nearby, use the Networking function.