It is also very relationship based, so you might not get a great lending deal but another repeat borrower may do very well. 

You can refinance using a Fannie Mae loan in your personal name and then transfer title to an LLC that the borrowers on the loan are the majority members of the LLC.

That renovated property would rent for around $3000 per month an your payment (assuming 400k borrowed) would be about $25-2600.

If you need to sell or borrow money against it, then do the QT. 

I think post-COVID, the expectation with the acquisition of an investment property will be that the borrower has strong liquidity and will be required to put 20% - 30% down.

Thanks-I have the cash so don’t need to borrow any but was hoping to find a Way to speed up the “refinance” part of the BRRRR since the seller doesn’t need to close right away and wouldn’t mind a financed deal.

I can pay off the 30k, and if I understand correctly I can borrow 80% of the value through the heloc which is much more than I have saved.

The interest rate and terms seem most dependent on perceived risk, LTV, property quality, borrower strength and experience, and sophistication of lender.If I misunderstood your questions please be more specific and I’ll try again.

The bank just needs to know you have the money because if you have to borrow for the downpayment they see you as a risk. 

Your IRA may not borrow from a disqualified person to the IRA.Any cash derived from a refinance would belong to the IRA LLC, not to you personally.