Moreover, we remain stuck with the lack of knowledge about what our original tax bill should have been in order to determine what amount of payment might be outstanding.

I remodeled a 4 plex with LVP and had one bad tenant put a scratch in the floor after 2 months but the other 4 tenants have had zero problems after the remaining 10 months.

The market has remained extremely competitive in some areas.

Ironically, this town removed their last remaining pay phone a decade ago...Is this also normal in anyone's experience??

If so, labor to achieve the best possible outcome and know that you'll be satisfied either way!

If you have enough tucked away to live 40-50 years on your anticipated budget considering inflation then I don't think there's anything wrong paying down your mortgage early for peace of mind.Assuming that you are going to remain in the home you are talking about, paying down principal has terrible opportunity costs if you assume even a modest return on the savings.

What would you do in this situation:Business: ManufacturingCommercial building valued at 2mil550k left on mortgage800k Line of credit (650k balance)Bank is demanding line of credit balance to be lower than 50%Business isn't great, we were unable to show any real profits to satisfy the bank. 

Does construction and then nothing thereafter count as active enough to satisfy?

I am currently looking at new construction SFR as an investment north of Seattle area, in a development with one remaining home where framing has just been completed, electrical work to begin soon. 

With the remaining Profit from the Sale of the Commercial property and the Equity Line of Credit and the Tax-free profit from Sale of my Residence I will have enough to "farm" the area where I am moving to and never spend all the money.