There will be many consumed as Kelly teaches us some Chinese drinking games.

When you spend, your money is consumed, and it is gone.  

It is possible for you to also garnish wages, but I've found the process to be too time consuming, so I've always just passed it on to a collections agency.

Yeah...so now my heart is telling me that the whole "some day" thing needs to become "ASAP!"

A note holder can speak to a borrower, depends on the type of note, consumer or commercial loan as to what you can speak to them about, but you can certainly contact them.

To build a successful lead paint case, particularly a contested one, is a very time consuming, costly, as well as risky process.

I like to consider my self a sophisticated consumer of credit, but the only card I am aware of that offers a 0% promotional rate with no balance transfer fee (and only as a sign up promotion in the first 60 days) is the chase slate card, a consumer card.In 2004-2006, there were many others, but I am not aware of any others today.If there are any others out there, it would be good to know.

We consumed all that cash flow in maintenance this year, which was fine. 

My concern would be loosing the control of the payment process as the consumer.  

But I am not a regulator from the CFPB or an attorney.Dodd Frank and the CFPB (the watchdog for consumer finance)  are unproven as far as enforcement.