Premier, like my Quicken version- the Intuit website says it is for Investments and Rental Property but I'm interested in what others here use. 

Hi @Aaron Frances,Cash out refinance "loan level pricing adjustments" by FICO score and LTV, from fanniemae.com:

Hi Aaron,Let me see if I can help with some of your questions:1-The fall and winter is the best time less competition and sellers willing to lower price if on market to long.2-The credit score is dependent on the loan type you are applying for Conventional 620 & above with income to debt ratio 28%/ 36%, FHA 590 & above income to debt ratio 28%/ 41%.

I'd personally send out my own version of letters to change it up on a quarterly basis.

@Seth Hillenmeyer Wow, $1.8MM sounds like a score.

Yes, to my way of thinking, you scored big.  

You have to decide what your minimum credit score is and stick to it.  

Definitely no evictions, ability to provide proof of income 3x the rent, 600+ score, as few items to check.

I re-posted an updated version of this question here:https://www.biggerpockets.com/forums/88/topics/421...

He as 45 days after close to identify potential replacements and 180 days after close to complete his purchase.Where you can score some good will points is to keep your offer where you want it but agree to his 1031 contingency.