CashOut APR climbing as I ask to max out at 80% ltv

[Aaron Frances]

Hi Everyone, i'm doing my first cash out Refi and was quoted at 4.75 initially but now lender claims because I asked for 80% ltv cash out that it may climb up to 5%. Is this common? I think i was asking for 60% initially then 75% and now i'm just going to go for the full 80%.