I greatly appreciate any advice you can offer!

So it is beyond just getting the house, it is having the resources it takes to be a landlord as well,  I have 37 units.  

Both are offering 0% APR for 12 months in my area.

We are so lucky to have this incredible resource and generous community of like-minded folks. 

There are small local banks that will offer loan products for such properties, you would have to call around and see (small banks with about 5-10 branches often work best in my experience). 

Hi all - will anyone offer a general minimum for rent to price ratio? 

I do have the benefit own owning a IT consulting/software development firm with resources I can leverage.   

East Terrell Hills:- Affordability: East Terrell Hills offers more affordable entry points compared to some other areas.- Revitalization: The area is seeing revitalization efforts which can be beneficial for investors looking to capitalize on emerging markets.Data Reference:San Antonio Business Journal: Reports on Alamo Ranch’s growthZillow: Provides home value trends and market insightsUltimately, “if the numbers work” is key, but these areas show strong growth potential and demand.

I am offering 1.5m (as it needs about $200k in updates for our tastes).

Biggerpockets community is so friendly and a great resource for new and experienced investors alike.