With that said I use a combination of Personal Property Trusts and Unsecured notes to achieve a complete sale, legal transfer, and still protect my asset.Bill I also really enjoyed listening to your method.

Sure, I could have gotten the same info free elsewhere on the internet (where all things are legally required to be true), but it's like my carrot patch out back... sure, I could wait a bit and get my carrots for free... but I'm still likely going to buy a bag of baby carrots at stop'n'shop, rather than wait.

No stats but non-eviction legal actions are pretty rare.

If you aren't legal you'll find it pretty hard to collect back rents, evict anyone or act in the place of the owner in title. :)

Also I want this to be fully legal and fully disclosed on my HUD and be used towards my downpayment/closing costs.

I find him knowledgeable and he definitely makes accounting and legal issues sound entertaining.You will know what I mean if you have get a chance to see him present and speak.

As her lender, is it legal for me to pull out her credit report now without her authorization ?

I understand that the C Corp is a separate legal entity so the profits benefit the C Corp and the C Corp's shareholders.

I also have a 2 page contract supplied by Freedomsoft, obviously its generic but it is 50 state legal supposedly.

I would recommend checking with a loan officer to determine if you could get one with a legal separation.