I have a decent paying job(state worker) for a 23 year old, and my savings for my down payment is increasing rapidly while my DTI is decreasing. 

It can change over time and the Fed has stated they still have intended increases to Prime rate planned for the next year or so.

New construction 2 bed / 2 bath.It is possible to get a townhouse in that price range for sure though, so you may want to consider that.In general the cheaper properties around Kelowna will be in Rutland and on the West side (West Kelowna) will be found in the Glenrosa area.Check out realtor.ca and you can get a feel for prices.The city has seen a massive increase in prices since 2016 (double in many cases). 

That's a quick way to start on that path of taking on more debt partners to increase your profits.

It makes me sick to think of it. 

Can you increase the price by doing some repairs?

If she is able to "prove" it's a service dog somehow I don't know if you can charge her a higher rent in MD but maybe you can ask for a 50% increase in her security deposit.

Every single episode had little "gold nuggets" that will increase the "realestate niche IQ".

30 Days Due Dalliance with option to increase to another 30 days.Due Diligence to start AFTER you receive all the financial information, copy of leases etc.

My thoughts on that are if my cash flow is great at 1500 to $2000 a month per unit And I have X amount of units and can buy a new unit every 20 months cash and increase my yearly income by 15000 on a 10 month  Fiscal year what's the problem with that Versus maybe leveraging or cash out riefi and only make hundreds A few 100 a month or break even