I would keep cash reserves in a money market fund that gives you 4.5%, and take out a 0% interest, 12-month card so you can pay the minimum each month without interest.Would that credit card have high enough limits for 20k? 

I’d rather get more applicants and choose better quality than deal with higher risk.

Haven't heard of them before - have you checked their website?

With interest rates in high double digits, I was easily able to locate corporate bonds of BBB rating with 20 years of payments left and 8-9% coupons.  

I am torn a bit, by that and by the ask, they are so opposite things, one yelling very low risk the other high.... 

Trim, at least, needs to be semi-gloss or it won't hold up to cleaning and high-touch.

The coffeehouses get a continuously evolving selection of art to keep their property looking fresh and interesting and the artists get a high traffic location to advertise their wares.

Things to consider are pretty simple, if you can find a property jump on it, there is extremely little inventory and it is highly competitive with the majority homes on the market selling over ask in very few DOM.

Passive Investment - Buying and holding performing notes for interest income and or investing in debt fund/partials ownership Active Investment - Buying non performing notes to either modify to reperformimg or foreclose for real estate ownership; “working” the notes in your portfolio; or “creating” high yielding investments through various meansNote BUSINESS - Running a note fund; syndicating notes, buying and selling notes, creating partials, brokering notes, etc. 

buck stops with meindex funds and REITs: low control, high liquiditysyndications - ?