After running extensive screenings (background/credit checks, references from employers and landlords), the tenants have split up and are breaking their lease after a month and a half.

Thanks all for your responses and tips!

They are a nice couple, however do not have good credit yet checked out with their prior landlord.

Anyone familiar with our market that has tips and/or advice, we'd love to hear from you!

Any tips?

It doesn't show up on my credit report, but not sure if that would be the case with every bank.

@Michael Le Thank you for the tip of how "up and coming" the neighborhood seems to be.

ITIN's have been and are used to extend credit and are very specifically designed for foreign nationals to use in place of an SSN.

Getting a loan from family or friends is out of the picture, i found a local credit union that is willing to let me apply for a home equity loan but that is not guaranteed  and there is also a $300 fee .

Do all banks/credit union need one ?